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Payday Lending. Payday loans are small cash short-term loans that are designed to cover immediate (and frequently emergency) expenses. They are censured a lot because of high interest rates charged and the effect they have on borrowers in long-term perspective.Payday Loans -- Why They're Bad for You | Credit Karma payday loans high interest rates Before Borrowing from Payday Lenders Press Pause - Credit MidWestOne Bank - Banking | Loans | Mortgage | Investing | Trust payday loans mn brainerd Personal Loans - Journey Federal Credit Union Because payday loans can be granted without a credit check, they offer a quick solution to a time of stress, and they can help you avoid those astronomical overdrawn account fees. Keep in mind, though, that payday loans are meant to remedy financial challenges on a short-term basis; they are not a good financial solution 

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